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Insurance

There are a number of factors to consider when searching for the right contractor for your upcoming project. You’ll need to think about budget, of course, and you will need to find contractors who have experience with the type of work you need to have completed. However, before you get to those points, you’ll want to first screen your candidates on one simple requirement – insurance.

Insurance: A Non-Negotiable Point

Any reputable, experienced contractor that you consider is going to carry the proper insurance policies. If you come across contractors without insurance, simply move right along to the next choice. The contractor may have plenty of excuses as to why they don’t have a policy, but don’t buy those stories – no insurance means no deal. It’s just that simple.



Bonding: Going Above and Beyond

As a construction company serving the Houston area for more than three decades, you can be sure that Derk Harmsen Construction Co., Inc. carries all of the appropriate insurance policies to cover our work and our people. But we don’t stop there. We also have a bonding limit of $1,500,000 for individual jobs, and $3,000,000 aggregate.

Bonding guarantees the successful completion of a job, so you can rest assured that you will be happy with the results when you contract with Derk Harmsen Construction Co., Inc. For large projects that go beyond these bonding limits, we are able to negotiate on a per-contract basis to provide the necessary coverage. 


Experience Modification Rates (EMR): An Excellent Track Record

Just like any other kind of insurance, business insurance policies are evaluated for risk and rated appropriately as a result. Thanks to our strong track record and above average claim history, Derk Harmsen Construction Co., Inc. is proud to carry a strong Experience Modification Rate (EMR). You can take this as a sign that you are in good hands right from the start of any new project.


Contact Us Today

Derk Harmsen Construction Co., Inc. is fully insured and covers workers’ compensation, general liability, automobile liability, and umbrella liability, as well as bonding. Need more information on the insurance we carry? Have other questions about hiring our construction company to work on your new Houston-area project? Feel free to get in touch right away. We are always happy to answer questions and are proud to offer free estimates and consultations. Let’s get started!